Villa Melissa Subdivision in Liloan Cebu - Cebu Sweet Homes

Real Estate Salesperson

Carol N. CaliboCarol N. Calibo

Real Estate Sales Director
HLURB-CVRFO-A-000514-2017

Tel # (032) 516-5441

cell # (+63) 9329691358
(+63) 09176207235
(+63) 09255003410

carol_calibo16@yahoo.com
carolina.calibo16@gmail.com

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Villa Melissa Subdivision in Liloan Cebu

Villa Melisa pic 1

Villa Melissa Subdivision – IS NEWLY OPEN SUBDIVISION in Brgy. Yati, Liloan, Cebu.

Near Eastland Subdivision
-Few minutes away from the highway
-Near Schools, Market, Malls, Banks, & Hospital

SUBDIVISION SPECIFICATIONS:
Major Roads/Entrance = 8 Meters With
Underground Drainage System
Individual Septic Tank
Individual Parking Space
Ready Power Supply Connection (VECO)
Ready Water Supply Connection
No Perimeter Fence

ROWHOUSE
Villa Melisa rowhouse

Rowhouse (bare unit):
Lot area: 60 sqm
Floor Area: 39.60 sqm
Provision for 2 bedrooms
1 Toilet & Bath

Price: P 1,314,000.00
Reservation Fee: P 5,000.00 (deductible to TCP)

SAMPLE COMPUTATION
Lot Block :  BOL
Model :  Rowhouse
Area :  60 sq. m.
Total Package Price :  1,314,000.00
Less :  5,000.00
Est. HDMF Take-Out :  1,232,731.000.00
Total Equity :  76,268.40
Equity :  76,268.40 ( payable 9 mos. = 8,474.27 )

Loanable :  1,238,705.00
Appraised Value :  1,303,900.00
Actual Buyer Applied :  1,238,000.00

ADDITIONAL FEES :
Appraisal Fee
HDMF Filing Fee
Notarial Fees
Water Connection
Other Govn’t Agency Fees
Total :  68,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance ( payable 30 mos = 2,116.67 )

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  ( 01/04/19 =  5,000.00 )
Processing Fee :    ( 02/04/19 =              00 )
Equity 1             :    ( 03/04/19 =  8,474.27 + 2,116.67 Addt’l Fees  =  10,590.94 )
Equity 2 up to Equity 9 = 10,590.94
Equity is 9 mos to pay / Additional fees is 30 mos to pay

MONTHLY AMORTIZATIONS :
3 years Repricing at 6.375% interest per annum

MONTHLY AMORTIZATION :
15 years =  10,984.17 / Gross Income Monthly :  31,383.34 / Net Income :  20,155.13
20 years =   9,424.07 / Gross Income Monthly :  26,925.91 / Net Income : 17,754.98
25 years =   8,547.37 / Gross Income Monthly :   24,421.06 / Net Income : 16,406.21
30 years =   8,008.26/ Gross Income Monthly :   22,880.74 / Net Income : 15,576.81

VECO =  1,000.00

IN-HOUSE FINANCING:
Package Price :  1,311,000.00
Less :  5,000.00
Down payment :  105,000.00
Reservation Fee :  5,000.00
Net Down payment :  100,000.00 ( payable 3 mos. = 33,333.33
Balance :  `1,206,000.00

Balance will be charged 9.5% interest per annum in diminishing method
Monthly starts after Down payment

Term years : 
5 years :  25,328.24 / Net Monthly Income :  42,479.34
4 years :  30,298.50 / Net Monthly Income :  50,125.90
3 years :  38,631.74 / Net Monthly Income  :  62,946.27
2 years :  55,372.88 / Net Monthly Income :  88,701.87
1 year   :  105,746.32 / Net Monthly Income : 166,199.47

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  01/11/19 = 5,000.00 /  Additional Fees :  5,000.00
                                     02/11/19 = 33,333.33 / Additional Fees :  2,283.33
                                    03 /11/19 = 33,333.33 / Additional Fees :  2,283,33
Down payment:   04 / 11/19 = 33,333.33 / Additional Fees :  2,283.33
Start Monthly Installment in 5 years : 05/11/19 :  25,328.24 / Additional Fees :  2,283.33
06/11/19 up to 11/11/19 =  25,328.24 / additional Fees :  2,283.33 ( 30 mos to pay )

HDMF Filing Fee
Notarial Fees
Water Connection
Advance Realty Tax ( 5 yrs )
Processing Fee/ VAT
Total : 73,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance :  68,500.00

REQUIREMENTS FOR INHOUSE FINANCING :
1. Proof of Billing 
2. Post dated Cheques (PDC) for monthly payments
3. 2 valid ID’s ( at least 1 govn’t issued ) w/ spouse
4. Marriage Contract / Birth Cerificate
5. Special Power of Atty. (SPA) if applicable
6. 2 valid ID’s ( at least 1 govn’t issued ) of SPA
7. Latest Proof of Billing w/ certification if borrowed
8. TIN ID or ITR ( both buyer/spouse)

DUPLEX

Villa Melisa duplex

Duplex (bare unit):
Lot area: 80 sq .m.
floor area : 32.60 sq. m.
Provision for 2 or 3 bedrooms
1 toilet & bath

Price: P 1,550,600.00
Reservation Fee: P 5,000.00 (deductible to TCP)

SAMPLE COMPUTATION:
Lot Block :  LB
Model :  Victoria
Area :  80 sq. m.
Total Package Price :  1,550,600.00
Less :  5,000.00
Est. HDMF Take-Out :  1,371,376.40
Total Equity :  174,223.60
Equity 1 :  85,208.00 ( payable 8 mos. = 10,651.00)
Equity 2 : 89,015.60 ( payable 36 mos. :  2,472.66 )

Loanable :  1,377,880.00
Appraised Value :  1,450,400.00
Actual Buyer Applied :  1,377,000.00

ADDITIONAL FEES :
Appraisal Fee
HDMF Filing Fee
Notarial Fees
Water Connection
Other Govn’t Agency Fees
Total :  68,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance :  63,500.00 ( payable 30 mos = 2,116.67 )

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  ( 01/04/19 =  5,000.00 )
Processing Fee :    ( 02/04/19 =              00 )
Equity 1             :    ( 03/04/19 =  10,651.00 + 2,116.67 Addt’l Fees  =  12,767.67 )
Equity 1 up to 7   = 10,590.94
Equity 2 is 36  mos to pay / Additional fees is 30 mos to pay

MONTHLY AMORTIZATIONS :
3 years Repricing at 6.375% interest per annum

MONTHLY AMORTIZATION :
15 years =  12,361.03/ Gross Income Monthly :  41,203.43 / Net Income :  28,250.59
20 years = 10,625.76 / Gross Income Monthly :  35,419.20 / Net Income : 25,358.47
25 years =   9,650.63 / Gross Income Monthly :  312,168.77 / Net Income :21,907.62
30 years =  9,050.99/ Gross Income Monthly :   30,169.97 / Net Income : 20,985.10

VECO =  1,000.00

IN-HOUSE FINANCING:

Package Price :  1,529,600.00
Less :  5,000.00
Down payment :  105,000.00
Reservation Fee :  5,000.00
Net Down payment :  100,000.00 ( payable 3 mos. = 33,333.33 )
Balance :  `1,424,600.00

Balance will be charged 9.5% interest per annum in diminishing method
Monthly starts after Down payment

Term years : 
5 years :  29,919.25/ Net Monthly Income :  49,542.44
4 years :  35,790.42 / Net Monthly Income :  58,575.01
3 years :  45,634.14 / Net Monthly Income  :  73,719.19
2 years :  65,409.79 / Net Monthly Income :  104,143.27
1 year   :  124,913.93 / Net Monthly Income : 195,688.10

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  01/11/19 = 5,000.00 /  Additional Fees :  5,000.00
                                     02/11/19 = 33,333.33 / Additional Fees :  2,283.33
                                    03 /11/19 = 33,333.33 / Additional Fees :  2,283,33
Down payment:   04 / 11/19 = 33,333.33 / Additional Fees :  2,283.33
Start Monthly Installment
5 years : 05/11/19 up to 5 :  29,919.25 / Additional Fees :  2,283.33


HDMF Filing Fee
Notarial Fees
Water Connection
Advance Realty Tax ( 5 yrs )
Processing Fee/ VAT
Total : 73,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance :  68,500.00

VECO = 1,000.00

NOTE :
1. Charging of Fire Insurance will be stopped after execution of Deed of Sale ( DOAS )
2. Buyer to pay realty tax after 5 years from date of Reservation.


Villa Melisa features

REQUIREMENTS :

Villa Melissa requirements

PHOTOS

SUBDIVISON MAP AS OF Jan. 2019

Villa Melissa map jan. 10,2019

VICINITY MAP

Villa Melisa vicinity map

HLURB LTS NO. – 030155
HLURB CVR AA  – 2016/03-359

For more info & for site viewing:
Pls. Contact:

CAROL N. CALIBO
Investment Manager
MauRealty & Brokerage
 HLURB-CVRFO-A-11/17-0514

email ad:   carol_calibo16@yahoo.com
gmail:         carolina.calibo16@gmail.com

Tel:              (032) 516-5441 /(032) 402-1687
Sun:            +63 9255003410 / +639329691358
Globe:        +639176207235

 

 

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Disclaimer: All prices, discounts, promotions, etc. are subject to change without prior notice. We usually update every now and then once prices, availability and other details changes. Information and details presented may not be necessarily final but for those interested buyers are requested to contact us for the latest update. Nothing contained herein shall constitute a contract.
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