Real Estate Salesperson

Carol N. CaliboCarol N. Calibo

Real Estate Sales Director
HLURB-CVRFO-A-000514-2017

Tel # (032) 516-5441

cell # (+63) 9329691358
(+63) 09176207235
(+63) 09255003410

carol_calibo16@yahoo.com
carolina.calibo16@gmail.com

Contact us now!

Unit 304-A Ma. Cristine Bldg. II, Fuente Osmenia, Cebu City, Philippines 6000

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House and Lot
Condominiums
Lot Only
Memorial Garden

Villa Riza Subdivision in San Vicente, Liloan, Cebu

( ” ALL UNITS ARE SOLD OUT “)

Villa Riza Subdivision is a low cost housing ,located in Upper San Vicente, Liloan, cebu.

SUBDIVISION SPECIFICATIONS:

*   Major Roadside Entrance = 8.00 M. Width
*   Underground Drainage System
*   Individual Septic Tank
*   Ready Poswer Supply Connection (VECO)
*   Ready Water Supply Connection (HELPMATE)
*   No Perimeter Fence
*  No Guard House

VICTORIA MODEL

Villa Vanes Victoria

Victoria Model / Duplex (Bare Unit )

House Details:

SPECIFICATIONS:
A.)  ARCHITECTURAL

  • 11 panels 12-Blade Glass Jalousie Windows
  • 1 panel 6-Blade Glass Jalousie Window
  • 3 Flush Doors w/Door Jambs
  • Interior & Exterior Walls = Plaster Finish
  • Ceiling = Ordinary Plywood
  • Roof Framing = C-Purlins w/ Red Lead Primer
  • Roofing = Long Span Pre -Painted Roofing Sheets
  • Shared Firewall

B.)   ELECTRICAL

  • 5 Light Bulbs at 18 watts (Energy Saver)
  • 3 Units Light Switches (1-single gang)
  • ( 2-double gang)
  • 3 Units Double Convenience Outlet
  • Electrical Supply Provision

C. )  PLUMBING

  • Toilet Bowl w/ Water Closet
  • Kitchen Sink w/ 4×4 Plastic Drain
  • 4″x4′ Plastic Floor Drain
  • Ceramic Tiles On Ditchen Counter
  • Ceramic Tiles on T & B
  • Individual Septic Tank
  • Water Supply Piping Provision

ESTIMATED SAMPLE COMPUTATIONS: ( FOR SAMPLE USE ONLY )
Lot / Block :     LOO BOO
Model :  Victoria
Lot Area :  80 sq. m.
floor Area : 32.60 sq. m.
House & Lot  :  1,020,000.00

Total Package :  1,020,000.00
Less :  Down payment :  5,000.00
Est. HDMF Take out :  848,640.80

Total Equity :  166,359.20
Equity 1 :  18,600.00 ( payable 6 mos. to pay )
Equity 2 :  147,759.20 ( payable 44 mos to pay )

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  06/17/15    5,000.00
Miscellaneous :      07/17/15  –  5,000.00                                    Downpayment
Equity 1 :                    08/17/15      3,100.00     4,916.67              Addt’l Fee
Equity 1 :                    09/17/15      3,100.00     4,916.67              Addt’l Fee
Equity 1 :                    10/17/15       3,100.00     4,916.67              Addt’l Fee
Equity 1:                     11/17/15        3,100.00     4,916.67             Addt’l Fee
Equity 1:                     12/17/15       3,100.00     4,916.67             Addt’l Fee
Equity 1:                     1/17/ 1 6       3,100.00     4,916.67              Addt’l Fee
Equity 2 :                   2/17/16         3,358.16                                     Addt’l Fee
Equity 7 up to Equity 28                   3,290.28                  2,470.00                 Addt’l Fee ( up to 12 mos )

 (Equtiy 2 is payable for 44 mos. )

MONTHLY AMORTIZATIONS :
3 years repricing
6.5% interest per annum          GROSS INCOME ( monthly )

15 years = 8,088.31                                          23,109.46
20 years = 7,015.00                                         20,042.86
25 years = 6,413.37                                          18,323.91
30 years = 6,044.53                                         17,270.09

LOANABLE AMOUNT :   855,000.00
APPRAISED VALUE ;       950,500.00
ACTUAL BUYER APPLIED :  855,000.00

ADDTIONAL FEES :
HDMF Filing Fee
Water Connection
Advance Realty Tax ( 3 years )
Fire Extinguisher
Other Govn’t agencies Fees
Total ( Estimated ) :  34,500.00
Less :  Down payment :  5,000.00
Balance :  29,500.00  ( 6 mos. to pay @ 0% int. :  4,916.67 )
VECO : 1,000+ ( payment at SM-Cebu City )

MONTHLY AMORTIZATIONS :
3 Years Repricing ( 6.5% interest per annum ) 
                                                                   GROSS INCOME 
15 years to pay :    8,088.31            25,000.00
20 years to pay :   7,015.00             21,000.00
25 years to pay :   6,413.37              19,500.00
30 years to pay :  6,044.53             18,500.00

 ROWHOUSE

Villa Vanesa Rowhouse

ROWHOUSE 2-Storey ( Bare Unit )

HOUSE DETAILS:

A. )   ARCHITECTURAL

  • 3 Units Flush doors (w/ Jambs )
  • 5 Panels 12 -Blade Jalousie Windows (w/ Jambs )
  • 7 Panels 8Blade Jalousie Windows (w/ Jambs )
  • 1 Panel 6-Blade Jalousie Window (w/ Jambs)
  • Interior & Exterior Walls = Plaster Finish
  • Second Floor Flooring = “thk. Marine Plywood w/Grey Primer
  • Staicase
  • Roofing = Pre-Painted Long Span Sheets
  • Foof Framing = C-Purlins w/ Grey Primer
  • No Ceiling ( Living , Dining, & Toilet )
  • No Wall Partition
  • Shared Firewall

B. )  ELECTRICAL

  • 8 Light Bulbs @ 18 Watts ( Energy Saver )
  • 5 Light Switches x1-single , 2 – 2 Gang Swithc & 1-3 Gang Switch
  • 6 Units 2 Gang Convenience Outlet
  • Electrical Supply Provision

C. )  PLUMBING

  • Toilet Bowl w/o Water Tank
  • No Tiles on T & B and Kitchen Counter
  • 4″x4″ Plastic Floor Plan
  • Individual Septic Tank
  • Water Supply Piping Provision
  • Kitchen Sink w/ 4×4 Plastic Drain

ESTIMATED SAMPLE COMPUTATIONS: ( FOR SAMPLE USE ONLY )
Lot / Block :     LOO BOO
Model :  Rowhouse
Lot Area :  69 sq. m.
Floor Area : 39.60 sq. m.
House & Lot  :  955,700.00

Total Package :  955,700.00
Less :  Down payment :  5,000.00
Est. HDMF Take out :  817,289.80

Total Equity :  133,410.20
Equity 1 :  18,600.00 ( payable 6 mos. to pay )
Equity 2 :  114,810.20 ( payable 48 mos to pay )

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  06/17/15        5,000.00
Miscellaneous :      07/17/15                               5,000.00        Downpayment 

Equity 1 :                    08/17/15      3,100.00     4,916.67              Addt’l Fee
Equity 1 :                    09/17/15      3,100.00     4,916.67              Addt’l Fee
Equity 1 :                    10/17/15       3,100.00     4,916.67              Addt’l Fee
Equity 1:                     11/17/15        3,100.00     4,916.67             Addt’l Fee
Equity 1:                     12/17/15       3,100.00     4,916.67             Addt’l Fee
Equity 1:                     1/17/ 1 6       3,100.00     4,916.67             Addt’l Fee
Equity 2 :                   2/17/16         2,391.88                                    Addt’l Fee

(Equtiy 2 is payable for 48 mos. )

MONTHLY AMORTIZATIONS :
3 years repricing
6.5% interest per annum          GROSS INCOME ( monthly )

15 years = 7,847.52                                        22,421.49
20 years = 6,813.12                                        20,042.86
25 years = 6,233.31                                        17,809.46
30 years = 5,877.84                                       16,793.83

LOANABLE AMOUNT  90% :   824,000.00
APPRAISED VALUE ;       915,600.00
ACTUAL BUYER APPLIED :  824,000.00

ADDTIONAL FEES :
HDMF Filing Fee
Water Connection
Advance Realty Tax ( 3 years )
Fire Extinguisher
Other Govn’t agencies Fees
Total ( Estimated ) :  34,500.00
Less :  Down payment :  5,000.00
Balance :  29,500.00  ( 6 mos. to pay @ 0% int. :  4,916.67 )
VECO : 1,000+ ( payment at SM-Cebu City )

MONTHLY AMORTIZATIONS :
3 Years Repricing ( 6.5% interest per annum ) 
                                                                   GROSS INCOME 
15 years to pay :    8,088.31            25,000.00
20 years to pay :   7,015.00             21,000.00
25 years to pay :   6,413.37              19,500.00
30 years to pay :  6,044.53             18,500.00


Equity 1 :                /  07/17/15             7,023.93                2,470.00                 Addt’l Fee
Equity 2  up to Equity 6 :                  7,023.93                2,470.00                 Addt’l Fee
Equity 7 up to Equity 13 to 36        2,608.89               2,470.00                 Addt’l Fee

LOANABLE AMOUNT :   824,000.00
APPRAISED VALUE ;       915,600.00
ACTUAL BUYER APPLIED :  824,000.00

ADDTIONAL FEES :
HDMF Filing Fee
Water Connection
Advance Realty Tax ( 3 years )
Fire Extinguisher
Other Govn’t agencies Fees
Total ( Estimated ) :  31,640.00
Less :  Down payment :  2,000.00
Balance :  29,640.00 ( payable 12 mos. to pay ) :  2,470.00

MONTHLY AMORTIZATIONS :
3 Years Repricing ( 6.5% interest per annum ) 
                                                                   GROSS INCOME 
10 years to pay :  10,025.96            30,000.00
15 years to pay :    7,847.52             22,000.00
20 years to pay :   6,813.12             20,000.00
25 years to pay :   6,233.31             19,000.00
30 years to pay :  5,877.84             18,000.00

 

For more info & for site viewing:
Pls. Contact:  

CAROL N. CALIBO
Investment Manager
MauRealty & Brokerage
HLURB-CVRFO-A-11/17-0514

email ad:     carol_calibo16@yahoo.com
gmail:           carolina.calibo16@gmail.com

Tel:                 (032)516-5441 /(032) 402-1687
Sun:               +639255003410 / +639329691358
Globe:           +639176207235

 

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