Villa Sophia and Villa Jovita Subdivision in Consolacion, Cebu - Cebu Sweet Homes

Real Estate Salesperson

Carol N. CaliboCarol N. Calibo

Real Estate Sales Director
HLURB-CVRFO-A-000514-2017

Tel # (032) 516-5441

cell # (+63) 9329691358
(+63) 09176207235
(+63) 09255003410

carol_calibo16@yahoo.com
carolina.calibo16@gmail.com

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House and Lot
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Villa Sophia and Villa Jovita Subdivision in Consolacion, Cebu

Villa Vanesa Duplex

Villa Vanesa Duplex

VILLA SOPHIA SUBDIVISION IS LOCATED IN POBLACION, CONSOLACION, CEBU.

SUBDIVISION SPECIFICATIONS:

*  Underground Drainage System
*  Individual septic Tank

*  Ready Power Supply Connection (VECO)
*  Ready Water Supply Connection ( MCWD )
*  With Perimeter Fence
*  No Guard House

SAMPLE COMPUTATION: / BANK FINANCING

Model :     ROWHOUSE 2-Storey (Finish)
Area :      77 sq. m.
Lot No.  Lot 427 – E

Lot Price :            834,000.00
House Price :   1,500,000.00
Total :                 2,33,400.00
Transfer Cost:      233,400.00
Reservation Fee :  20,000.00

Processing Fee:      10,000.00
Total Package Price :   2,597,400.00
Less :
Reservation Fee :   20,000.00
Processing Fee :      10,000.00
Bank Loan :         2,053,920.00

EQUITY 20 MOS. TO PAY    =    513,480.00

A.)  SCHEDULE OF PAYMENT
Date :

5/30/14 Reservation Fee   =   20,000.00
6/30/14 Processing Fee     =    10,000.00

B.)  Equity of   513,480.00 to be paid in 20 monthly installments at   =   25,674.00 / Starting  7/30/14

C.)  BANK FINANCING DETAILS:

Loan Amount :                2,053,920.00
Interest per annum :    8.00%
Repricing Period :          5 years
Estimated monthly Amtzn.   15,852.49  (25 years ) – max. term for local employment
Estimated monthly Amtzn.    19,628.33 ( 15 years ) – max. term for OFW
Required Monthly Gross:        30% of buyer”s gross income not less than the monthly amort.

NOTE:  MRI / FIRE Insurance not yet included.

Other Terms & Conditions of Bank shall apply.

Buyer to apply :   VECO / MCWD

VILLA JOVITA MODEL

Villa Vanesa Duplex

 VILLA  JOVITA  ( SOCIALIZED HOUSING )
Location :  Barangay Polog, Consolacion, Cebu
Rowhouse :  123 units

SUBDIVISION SPECIFICATIONS :
*  Major Roads – 8.00 M. Width
*  Underground Drainage System
*  Individual Septic Tank
*  Individual Parking Space
*  Ready Power Supply Connection
*  Ready Water Wupply Connection
*  No Perimeter Fence
*  No Guard House

SPECIFICATIONS : 
A.)  ARCHITECTURAL
       *  3 – Units Flush Doors ( W/ Jambs )
       *  5 – Panels 12 – Blade Jalousie Windows ( w/ Jambs )
       *  7 – Panels 8 – Blade Jalousie  Windows ( w/ Jambs )
       *  1 – Panel 5 – Blade Jalousie Window ( w/ Jambs )
       *  Interior Floor = Cement
       *  Exterior & Interior Walls = Plaster Finish
       *  Total Height = 4.40 m. ( ready for 2nd floor )
       *  Roofing   =  Pre-Painted Long span Sheets
       *  Roof Framing  =  C. Purlins w/ Gray Primer
       *  No Ceiling ( Living dining area & Toilet )
       *  No Wall Parttition
       *  Shared Firewall

B.)  ELECTRICAL
       *  5 – Light Bulbs @ 18 Walts ( Energy Saver )
       *  3 – Light Switches ( ( 1 – Single Gang, 2 – Double Gang )
       *  3 – Units 2 – Gang Convenience Outlet 
       *  Electrical Supply Provision

C.)  PLUMBING
       *  Toilet Bowl w/o Water Tank
       *  No Tiles ( Toilet & Bath and Kitchen Counter )
       *  4″4 Plastic Floor Drain on Toilet & Bath
       *  Individual Septic Tank
       *  Water Supply Piping Provision
       *  Kitchen Sink w/ 4″4 Plastic drainer

ESTIMATED ONLY FINAL COMPUTATION AND APPROVAL BY HDMF
Lot / BLK :  LB                                        Loanable :  447,000.00

Model :  Rowhouse ( Bare )                Appraised Value :  507,200.00 
Area :  48 sq. m.                                    Actual Buyer Applied :  447,000.00
House & Lot Price :  450,000.00
Less :  Reservation Fee :  5,000.00
Est. HMDF Take Out :  444,049.40
Total Equity :  950.60

ADDITIONAL FEES :  91,000.00
HDMF Filing Fee
Notarial Fees
Water Connection
Advance Realty Tax ( 3 years )
transfer Cost
Processing Fee / VAT
Other Charges Required by Govn’t agencies
Amount :  91,000.00
Less : Down payment :  5,000.00
Balance :  86,000.00
12 months to pay @ 0% int.  :  7,166.67

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  05 27/15  :  5,000.00  =  5,000.00 ( Addt’l Fees )
Equity :                    06/27/15 :  950.60       =  7,166.67   ( addt’l Fees ) 
                                  07/27/15 up to 05/27/16  
MONTHLY AMORTIZATIONS :
3 years repricing                          ( 10 years repricing period )
   ( 6.985% int. / annum ) :  6.5% interest per annum  =  4.5% int. per annum
14K above Gross Income      12K to 14K Gross Income =  12K Below Gross Income
         15 years  :  4,257.82            4,137.65                                    3,663.32
         20 years :  3,705.36            3,576.51                                    3,071.74
         25 years :  3,398.83            3,261.98                                    2,728.37
         30 years ;  3,213.80            3,069.14                                    2,508.68

 

HLURB – LICENSE TO SELL NO.  029557
For more info & for site viewing:
Pls. Contact:    

CAROL N. CALIBO
Investment Manager
MauRealty & Brokerage
HLURB-CVRFO -A-000514-2017

email ad:    carol_calibo16@yahoo.com
gmail:          carolina.calibo16@gmail.com

Tel:               (032)516-5441 / (032)415-3974
Sun:             +639255003410 / +639329691358
Globe:         +639176207235

 

 

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Disclaimer: All prices, discounts, promotions, etc. are subject to change without prior notice. We usually update every now and then once prices, availability and other details changes. Information and details presented may not be necessarily final but for those interested buyers are requested to contact us for the latest update. Nothing contained herein shall constitute a contract.
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