Villa Sophia and Villa Jovita Subdivision in Consolacion, Cebu

”  SOLD OUT  “

( ” ALL UNITS ARE SOLD OUT ” )

VILLA SOPHIA SUBDIVISION IS LOCATED IN POBLACION, CONSOLACION, CEBU.

SUBDIVISION SPECIFICATIONS:

*  Underground Drainage System
*  Individual septic Tank
*  Ready Power Supply Connection (VECO)
*  Ready Water Supply Connection ( MCWD )
*  With Perimeter Fence
*  No Guard House

SAMPLE COMPUTATION: / BANK FINANCING

Model :     ROWHOUSE 2-Storey (Finish)
Area :      77 sq. m.
Lot No.  Lot 427 – E
Lot Price :            834,000.00
House Price :   1,500,000.00
Total :                 2,33,400.00
Transfer Cost:      233,400.00
Reservation Fee :  20,000.00
Processing Fee:      10,000.00
Total Package Price :   2,597,400.00
Less :
Reservation Fee :   20,000.00
Processing Fee :      10,000.00
Bank Loan :         2,053,920.00

EQUITY 20 MOS. TO PAY    =    513,480.00

A.)  SCHEDULE OF PAYMENT
Date :

5/30/14 Reservation Fee   =   20,000.00
6/30/14 Processing Fee     =    10,000.00

B.)  Equity of   513,480.00 to be paid in 20 monthly installments at   =   25,674.00 / Starting  7/30/14

C.)  BANK FINANCING DETAILS:

Loan Amount :                2,053,920.00
Interest per annum :    8.00%
Repricing Period :          5 years
Estimated monthly Amtzn.   15,852.49  (25 years ) – max. term for local employment
Estimated monthly Amtzn.    19,628.33 ( 15 years ) – max. term for OFW
Required Monthly Gross:        30% of buyer”s gross income not less than the monthly amort.

NOTE:  MRI / FIRE Insurance not yet included.

Other Terms & Conditions of Bank shall apply.

Buyer to apply :   VECO / MCWD

VILLA JOVITA MODEL

 VILLA  JOVITA  ( SOCIALIZED HOUSING )
Location :  Barangay Polog, Consolacion, Cebu
Rowhouse :  123 units

SUBDIVISION SPECIFICATIONS :
*  Major Roads – 8.00 M. Width
*  Underground Drainage System
*  Individual Septic Tank
*  Individual Parking Space
*  Ready Power Supply Connection
*  Ready Water Wupply Connection
*  No Perimeter Fence
*  No Guard House

SPECIFICATIONS : 
A.)  ARCHITECTURAL
       *  3 – Units Flush Doors ( W/ Jambs )
       *  5 – Panels 12 – Blade Jalousie Windows ( w/ Jambs )
       *  7 – Panels 8 – Blade Jalousie  Windows ( w/ Jambs )
       *  1 – Panel 5 – Blade Jalousie Window ( w/ Jambs )
       *  Interior Floor = Cement
       *  Exterior & Interior Walls = Plaster Finish
       *  Total Height = 4.40 m. ( ready for 2nd floor )
       *  Roofing   =  Pre-Painted Long span Sheets
       *  Roof Framing  =  C. Purlins w/ Gray Primer
       *  No Ceiling ( Living dining area & Toilet )
       *  No Wall Parttition
       *  Shared Firewall

B.)  ELECTRICAL
       *  5 – Light Bulbs @ 18 Walts ( Energy Saver )
       *  3 – Light Switches ( ( 1 – Single Gang, 2 – Double Gang )
       *  3 – Units 2 – Gang Convenience Outlet 
       *  Electrical Supply Provision

C.)  PLUMBING
       *  Toilet Bowl w/o Water Tank
       *  No Tiles ( Toilet & Bath and Kitchen Counter )
       *  4″4 Plastic Floor Drain on Toilet & Bath
       *  Individual Septic Tank
       *  Water Supply Piping Provision
       *  Kitchen Sink w/ 4″4 Plastic drainer

ESTIMATED ONLY FINAL COMPUTATION AND APPROVAL BY HDMF
Lot / BLK :  LB                                        Loanable :  447,000.00
Model :  Rowhouse ( Bare )                Appraised Value :  507,200.00 
Area :  48 sq. m.                                    Actual Buyer Applied :  447,000.00
House & Lot Price :  450,000.00
Less :  Reservation Fee :  5,000.00
Est. HMDF Take Out :  444,049.40
Total Equity :  950.60

ADDITIONAL FEES :  91,000.00
HDMF Filing Fee
Notarial Fees
Water Connection
Advance Realty Tax ( 3 years )
transfer Cost
Processing Fee / VAT
Other Charges Required by Govn’t agencies
Amount :  91,000.00
Less : Down payment :  5,000.00
Balance :  86,000.00
12 months to pay @ 0% int.  :  7,166.67

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  05 27/15  :  5,000.00  =  5,000.00 ( Addt’l Fees )
Equity :                    06/27/15 :  950.60       =  7,166.67   ( addt’l Fees ) 
                                  07/27/15 up to 05/27/16  
MONTHLY AMORTIZATIONS :
3 years repricing                          ( 10 years repricing period )
   ( 6.985% int. / annum ) :  6.5% interest per annum  =  4.5% int. per annum
14K above Gross Income      12K to 14K Gross Income =  12K Below Gross Income
         15 years  :  4,257.82            4,137.65                                    3,663.32
         20 years :  3,705.36            3,576.51                                    3,071.74
         25 years :  3,398.83            3,261.98                                    2,728.37
         30 years ;  3,213.80            3,069.14                                    2,508.68

HLURB – LICENSE TO SELL NO.  029557
For more info & for site viewing:
Pls. Contact:    

CAROL N. CALIBO
Investment Manager
MauRealty & Brokerage
HLURB-CVRFO -A-11/18-0514

email ad:    carol_calibo16@yahoo.com
gmail:          carolina.calibo16@gmail.com

Tel:               (032)516-5441 / (032)427-7611
Sun:             +639255003410 / +639329691358
Globe:         +639176207235

Please follow and like us: