Villa Melissa Subdivision in Liloan Cebu

”  SOLD OUT  “

Villa Melissa Subdivision – IS NEWLY OPEN SUBDIVISION in Brgy. Yati, Liloan, Cebu.

Near Eastland Subdivision
-Few minutes away from the highway
-Near Schools, Market, Malls, Banks, & Hospital

SUBDIVISION SPECIFICATIONS:
Major Roads/Entrance = 8 Meters With
Underground Drainage System
Individual Septic Tank
Individual Parking Space
Ready Power Supply Connection (VECO)
Ready Water Supply Connection
No Perimeter Fence

ROWHOUSE

Rowhouse (bare unit):
Lot area: 60 sqm
Floor Area: 39.60 sqm
Provision for 2 bedrooms
1 Toilet & Bath

Price: P 1,314,000.00
Reservation Fee: P 5,000.00 (deductible to TCP)

SAMPLE COMPUTATION
Lot Block :  BOL
Model :  Rowhouse
Area :  60 sq. m.
Total Package Price :  1,314,000.00
Less :  5,000.00
Est. HDMF Take-Out :  1,232,731.000.00
Total Equity :  76,268.40
Equity :  76,268.40 ( payable 9 mos. = 8,474.27 )

Loanable :  1,238,705.00
Appraised Value :  1,303,900.00
Actual Buyer Applied :  1,238,000.00

ADDITIONAL FEES :
Appraisal Fee
HDMF Filing Fee
Notarial Fees
Water Connection
Other Govn’t Agency Fees
Total :  68,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance ( payable 30 mos = 2,116.67 )

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  ( 01/04/19 =  5,000.00 )
Processing Fee :    ( 02/04/19 =              00 )
Equity 1             :    ( 03/04/19 =  8,474.27 + 2,116.67 Addt’l Fees  =  10,590.94 )
Equity 2 up to Equity 9 = 10,590.94
Equity is 9 mos to pay / Additional fees is 30 mos to pay

MONTHLY AMORTIZATIONS :
3 years Repricing at 6.375% interest per annum

MONTHLY AMORTIZATION :
15 years =  10,984.17 / Gross Income Monthly :  31,383.34 / Net Income :  20,155.13
20 years =   9,424.07 / Gross Income Monthly :  26,925.91 / Net Income : 17,754.98
25 years =   8,547.37 / Gross Income Monthly :   24,421.06 / Net Income : 16,406.21
30 years =   8,008.26/ Gross Income Monthly :   22,880.74 / Net Income : 15,576.81

VECO =  1,000.00

IN-HOUSE FINANCING:
Package Price :  1,311,000.00
Less :  5,000.00
Down payment :  105,000.00
Reservation Fee :  5,000.00
Net Down payment :  100,000.00 ( payable 3 mos. = 33,333.33
Balance :  `1,206,000.00

Balance will be charged 9.5% interest per annum in diminishing method
Monthly starts after Down payment

Term years : 
5 years :  25,328.24 / Net Monthly Income :  42,479.34
4 years :  30,298.50 / Net Monthly Income :  50,125.90
3 years :  38,631.74 / Net Monthly Income  :  62,946.27
2 years :  55,372.88 / Net Monthly Income :  88,701.87
1 year   :  105,746.32 / Net Monthly Income : 166,199.47

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  01/11/19 = 5,000.00 /  Additional Fees :  5,000.00
                                     02/11/19 = 33,333.33 / Additional Fees :  2,283.33
                                    03 /11/19 = 33,333.33 / Additional Fees :  2,283,33
Down payment:   04 / 11/19 = 33,333.33 / Additional Fees :  2,283.33
Start Monthly Installment in 5 years : 05/11/19 :  25,328.24 / Additional Fees :  2,283.33
06/11/19 up to 11/11/19 =  25,328.24 / additional Fees :  2,283.33 ( 30 mos to pay )

HDMF Filing Fee
Notarial Fees
Water Connection
Advance Realty Tax ( 5 yrs )
Processing Fee/ VAT
Total : 73,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance :  68,500.00

REQUIREMENTS FOR INHOUSE FINANCING :
1. Proof of Billing 
2. Post dated Cheques (PDC) for monthly payments
3. 2 valid ID’s ( at least 1 govn’t issued ) w/ spouse
4. Marriage Contract / Birth Cerificate
5. Special Power of Atty. (SPA) if applicable
6. 2 valid ID’s ( at least 1 govn’t issued ) of SPA
7. Latest Proof of Billing w/ certification if borrowed
8. TIN ID or ITR ( both buyer/spouse)

DUPLEX

Duplex (bare unit):
Lot area: 80 sq .m.
floor area : 32.60 sq. m.
Provision for 2 or 3 bedrooms
1 toilet & bath

Price: P 1,550,600.00
Reservation Fee: P 5,000.00 (deductible to TCP)

SAMPLE COMPUTATION:
Lot Block :  LB
Model :  Victoria
Area :  80 sq. m.
Total Package Price :  1,550,600.00
Less :  5,000.00
Est. HDMF Take-Out :  1,371,376.40
Total Equity :  174,223.60
Equity 1 :  85,208.00 ( payable 8 mos. = 10,651.00)
Equity 2 : 89,015.60 ( payable 36 mos. :  2,472.66 )

Loanable :  1,377,880.00
Appraised Value :  1,450,400.00
Actual Buyer Applied :  1,377,000.00

ADDITIONAL FEES :
Appraisal Fee
HDMF Filing Fee
Notarial Fees
Water Connection
Other Govn’t Agency Fees
Total :  68,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance :  63,500.00 ( payable 30 mos = 2,116.67 )

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  ( 01/04/19 =  5,000.00 )
Processing Fee :    ( 02/04/19 =              00 )
Equity 1             :    ( 03/04/19 =  10,651.00 + 2,116.67 Addt’l Fees  =  12,767.67 )
Equity 1 up to 7   = 10,590.94
Equity 2 is 36  mos to pay / Additional fees is 30 mos to pay

MONTHLY AMORTIZATIONS :
3 years Repricing at 6.375% interest per annum

MONTHLY AMORTIZATION :
15 years =  12,361.03/ Gross Income Monthly :  41,203.43 / Net Income :  28,250.59
20 years = 10,625.76 / Gross Income Monthly :  35,419.20 / Net Income : 25,358.47
25 years =   9,650.63 / Gross Income Monthly :  312,168.77 / Net Income :21,907.62
30 years =  9,050.99/ Gross Income Monthly :   30,169.97 / Net Income : 20,985.10

VECO =  1,000.00

IN-HOUSE FINANCING:

Package Price :  1,529,600.00
Less :  5,000.00
Down payment :  105,000.00
Reservation Fee :  5,000.00
Net Down payment :  100,000.00 ( payable 3 mos. = 33,333.33 )
Balance :  `1,424,600.00

Balance will be charged 9.5% interest per annum in diminishing method
Monthly starts after Down payment

Term years : 
5 years :  29,919.25/ Net Monthly Income :  49,542.44
4 years :  35,790.42 / Net Monthly Income :  58,575.01
3 years :  45,634.14 / Net Monthly Income  :  73,719.19
2 years :  65,409.79 / Net Monthly Income :  104,143.27
1 year   :  124,913.93 / Net Monthly Income : 195,688.10

SAMPLE SCHEDULE OF PAYMENTS :
Reservation Fee :  01/11/19 = 5,000.00 /  Additional Fees :  5,000.00
                                     02/11/19 = 33,333.33 / Additional Fees :  2,283.33
                                    03 /11/19 = 33,333.33 / Additional Fees :  2,283,33
Down payment:   04 / 11/19 = 33,333.33 / Additional Fees :  2,283.33
Start Monthly Installment
5 years : 05/11/19 up to 5 :  29,919.25 / Additional Fees :  2,283.33

HDMF Filing Fee
Notarial Fees
Water Connection
Advance Realty Tax ( 5 yrs )
Processing Fee/ VAT
Total : 73,500.00
Less :  5,000.00
Down payment :  5,000.00
Balance :  68,500.00

VECO = 1,000.00

NOTE :
1. Charging of Fire Insurance will be stopped after execution of Deed of Sale ( DOAS )
2. Buyer to pay realty tax after 5 years from date of Reservation.

REQUIREMENTS :

PHOTOS

SUBDIVISON MAP AS OF Jan. 2019

VICINITY MAP

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