Real Estate Salesperson

Carol N. CaliboCarol N. Calibo

Real Estate Sales Director
HLURB-CVRFO-A-000514-2017

Tel # (032) 516-5441

cell # (+63) 9329691358
(+63) 09176207235
(+63) 09255003410

carol_calibo16@yahoo.com
carolina.calibo16@gmail.com

Contact us now!

Unit 304-A Ma. Cristine Bldg. II, Fuente Osmenia, Cebu City, Philippines 6000

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Ongoing Site Development! ! !

TOWNHOUSE MODEL


PHOTOS

HOUSE DETAILS:
2-Storey Townhouse
3-Bedrooms
2-Toilet & Bath
1-Car Garage
Lot Area :  44 sq. m.
Floor Area :  78 sq.m. ( including the provision for parking )
House & Lot :  2,500,000.00
House Improvements :  150,000.00
Total Unit Price – Finished Unit :  2,650,000.00
Reservation Fee :  50,000.00
Documentation Fee :  350,000.00
Move – In Fees
Pag-ibig Deductions ( Advance1 year Fire & MRI Insurance )
SPA Amortization ( if Applicable )
Water Installation :  5,000.00
Real Property Tax 1 year ( if paid by Developer )
Fire Insurance :  2,252.55
Fire Extinguisher :  2,072.00
Smoke Detactor :  1,100.00LOW EQUITY SCHEME :
Pag-ibig Housing Loan
House & Lot w/ Improvements :  2,650,000.00
Documentation Fee :  350,000.00
Total :  3,000,00.00
Less:  Reservation Fee :  15,000.00
Equity :  185,000.00
Documentation Fee :  350,000.00 ( Along Payment with Equity )
Net Development Payable :  550,000.00Spot Cash Equity with 3% Discount  ( 30 days ) :  179,450.00
Equity Monthly Payment :
24 mos. to pay :  7,708.34
30 mos. to pay :  6,166.67Documentation Fee :  350,000.00
24 mos. to pay :  14,583.34
30 mos. to pay :  11,666.67Pag-ibig Loan Amount :  2,450,000.00
Loan Term :  ( 3 years fixing @ 6.375% )
5 years :  47,793.75 ( Required Gross Income :  136,553.5710)
10 years :  27,663.69 ( Required Gross Income : 79,039.11 )
15 years :  21,174.13 ( Required Gross Income : 60,497.51 )
20 years :  18,086.69 ( Required Gross Income : 51,676.26 )

25 years :  16,351.72 ( Required Gross Income : 46,719.20 )
30 years :  15,284.81 ( Required Gross Income : 43,670.89 )


Estimated Monthly Amortization
Loan Term :  ( 5 years fixing @ 7.270% )
5 years :  48,825.64 ( Required Gross Income :  139,501.83 )
10 years :  28,788.68 ( Required Gross Income : 82,253.37 )
15 years :  22,392.77 ( Required Gross Income : 63,979.34 )
20 years :  19,393.91 ( Required Gross Income : 55,411.17 )
25 years :  17,740.35 ( Required Gross Income :  50,686.71 )
30 years :  16,746.57 ( Required Gross Income : 47,847.34 )
PACKAGE INCLUDES:
Kitchen Cabinet w/ Granite Counter Top
*  Finished Service AreaPACKAGE EXLUDES :
*  Lights Fittings and Bulbs
*  Electricity Installation Fee thru VECO Accredited Electrician
*  Processing Fee ( Pag-ibig / Bank )
*  Annual Real Property TaxINITIAL REQUIREMENTS :
1.  Reservation Fee 15, ( Online Bank Transfer / Deposit to DHPDI Bank Acct. )
2.  Income Documents, either of the ff. ( 3 mos. payslip, COC, Employment Contract, Certificate of       Engagement with at least 12 mos. pay transaction slip )
3. Photocopy of 2 valid primary ID’s ( spouse ID’s required if married )
4.  Birth Certificate / Marriage Contract
5.  Authorization Letter and valid ID of the authorized person ( if applicable )

LTS NO. LS-07020-025

For more info & for site viewing:
Pls. Contact:

CAROL N. CALIBO
Investment Manager
MauRealty & Brokerage
HLURB-CVRFO-A-11/17-0514

email ad:    carol_calibo16@yahoo.com
gmail:           carolina.calibo16@gmail.com

Tel:                (032) 516-5441 / (032) 427-7611
Sun:              +639255003410 / +639329691358
Globe:          +639176207235

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Disclaimer: All prices, discounts, promotions, etc. are subject to change without prior notice. We usually update every now and then once prices, availability and other details changes. Information and details presented may not be necessarily final but for those interested buyers are requested to contact us for the latest update. Nothing contained herein shall constitute a contract.
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