CKL HOMES - AGUS, LAPU-LAPU CITY, CEBU

A Socialized Housing Project near Gaisano Grand Mall, near Imperial Palace and other resorts and Hotels, near Mactan Doctors and with Available One Storey and 2 Storey House loanable to Pag-Ibig.

Photo inside view

FLOOR PLAN

RENT TO OWN COMPUTATION AS JAN.. 2016

BANK FINANCING:

PAG-IBIG FINANCING:

Price list as of January 6,2017

UPDATED MAP 2017

PRICE AS OF SEPT. 2016

Zakky Model / 1-storey House ( READY FOR OCCUPANCY )

HOUSE SPECIFICATIONS:

1-Storey Row House – Bare Unit
1- Toilet and Bath
Ceramic Floor Tiles
Painted wall and Ceiling

Floor Area: 26 sq. m.
Lot Area : 32 sq. m.
Total Contract Price: P 730,000.00

SAMPLE COMPUTATION:
House & Lot Package : 730,000.00
Equity of 30% : 219,000.00
Less : Reservation Fee : 5,000.00
Net Equity : 214,000.00 ( payable 3 months = 71,333.33

70% Balance : 511,000.00
511,000.00 x 14% x 3 years : 214,620.00
For Finance of 70% : 511,000.00
Total : 725,620.00

MONTHLY AMORTIZATION :
3 years to pay at 14% : 20,156.11
5 years to pay at 16% : 15,330.00
10 years to pay at 18% : 11,923.34

PAG-IBIG SCHEME:
House and Lot Package : 730,000.00
Equity : 280,000.00
Less : Reservation Fee : 5,000.00
Net Equity : 275,000.00 ( payable 3 months to pay = 91,666.66 )

Balance 450,000.00 ( Pag-ibig )
30 years to pay : 2,989.33

OTHER PAYMENTS :
Move-in Fees : 27,807.00
One-time membership Association Fee : 500.00
Transfer Fees ( estimate ) : 43,775.00 ( can be paid staggered for 3 mos.
Real Eatate Tax for lot & bldg. ( estimate ) : 2,500.00
TOTAL : 74,582.00

Zakky Model / 1-storey House

HOUSE SPECIFICATIONS: ( MODEL HOUSE UNIT )

RENT TO OWN

1-Storey Row House – Bare Unit
1- Toilet and Bath
Ceramic Floor Tiles
Painted wall and Ceiling

Floor Area: 26 sq. m.
Lot Area : 60 sq. m.
Total Contract Price: P 908,000.00( Model House Unit )

OPTION 1.

10% Equity, 90% Loanable ( Bank )

House and Lot Package : 908,000.00
Equity 10% of 908,000.00 : 90,800.00
Down payment : 45,400.00
Balance : 45,400.00 ( payable in 6 months )
Monthly Rental : 7,566.66/ month

OTHER PAYMENTS :

Move-in Fees : 27,807.00
One-time membership Association Fee : 500.00
Transfer Fees ( estimate ) : 43,775.00 ( can be paid staggered for 3 mos.
Real Eatate Tax for lot & bldg. ( estimate ) : 2,500.00
TOTAL : 74,582.00

OPTION 2

Standard Lot Area : 40 sq. m.
Standard Flr Area : 26 sq. m.

20% Equity, 80% Loanable ( Bank )

House & Lot Lot Package : 908,000.00
Equity 20% of 908,000.00 ( 181,600.00 payable in 14 months )
Monthly Rental : 12,971.42/ month

2 months deposit : 25,942.85
1 month advance : 12,971.42
11 PDC for Rental

NOTE :
SPOT CASH DISCOUNT : 40,000.00
OTHER PAYMENTS : More or less : 80,000.00

Floor Plans

MIMI Model – 2-Storey Finished Unit

MIMI MODEL,

HOUSE SPECIFICATIONS: (Finished Unit)

RENT TO OWN

2-Storey Townhouse
2- Bedrooms
1- Toilet and Bath
Living, Dining, Kitchen
Ceramic Floor Tiles
Painted Wall and Ceiling

Floor Area: 448sq. m.
Lot Area : 32 sq. m.
Total Contract Price: P 1,180,000.00
Reservation Fee: P 5,000.00

OPTION 1

10% Equity, 90% Loanable ( Bank )

House and Lot Package : 1,180,000.00
Equity 10% of 1,180,000.00 : 118,000.00 ( payable in 2 )
Down payment : 59,000.00 ( Outright )
Balance : 59,000.00 ( payable in 6 months = 9,833.33 per month )
Monthly Rental : 9,833.00/ month

OTHER PAYMENTS :

Move-in Fees : 27,807.00
On-time membership Association Fee : 500.00
Transfer Fees ( estimate ) : 39,040.00
Real Estate Tax for Lot & Bldg. ( estimate ) : 2,500.00
TOTAL : 69,847.00

OPTION 2.

20% Equity, 80% Loanable ( Bank )

House and Lot Package : 1,180,000.00
Equity 20% of 1,180,000.00 : 236,000.00 ( payable 14 months )
Monthly Rental : 16,857.14/ month

2 months deposit : 33,714.29
1 month advance : 16,857.14
11 PDC for Rental

OTHER PAYMENTS :

Move-in Fees : 27,807.00
On-time membership Association Fee : 500.00
Transfer Fees ( estimate ) : 39,040.00
Real Estate Tax for Lot & Bldg. ( estimate ) : 2,500.00
TOTAL : 69,847.00

FOR IN-HOUSE FINANCING:

30% Downpayment –
70% Balance – In-House Financing up to 10 years to pay

Floor Plans

Photos

FEATURES & AMENITIES :

Entrance Gate with 24 Hours Security
Perimeter Fence
Concrete Roads
Street Lighting
Electrical, Drainage and Water System provided
Commercial Area
Basketball Court|
Multipurpose Hall
Chapel
Parks and Playground
8 Meters wide road for main road
6.5 meters wide for secondary road